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Your Trip Details

Make sure when filling out your details you provide accurate and up to date information to avoid invalidating any claim on your policy.

Single Trip
Cover for one single trip, up to 183 days in duration.

Annual Multi Trip
If you are taking more than one trip a year, an Annual Multi-Trip policy may be more suitable. This covers you for multiple trips within the destination area you have chosen during a 12 month period for up to 45 days depending on the level of cover you select.

Backpacker policies
A policy for longer trips lasting up to 18 months, depending on the cover level you select.

Backpacker
If you’re buying a backpacker policy, you need to select the region you are travelling to. See below for what countries are included in which regions:

Europe
Albania, Andorra, Armenia, Austria, Azerbaijan, Azores, Balearics, Belarus, Belgium,Bosnia Herzegovina, Bulgaria, Canary Islands, Channel Islands, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Faroe Islands, Finland, France, Germany, Gibraltar, Greece (including Greek Islands), Hungary, Iceland, Ireland (Republic), Italy, Kosovo, Lapland, Latvia, Liechtenstein, Lithuania, Luxembourg, Macedonia, Madeira, Malta, Moldova, Monaco, Montenegro, Netherlands, Norway, Poland, Portugal, Romania, San Marino, Serbia, Slovakia, Slovenia, Spain, Sweden, Switzerland, Turkey, United Kingdom and Vatican City.

Australia / New Zealand
Australia and New Zealand

Worldwide excluding USA, Canada, Mexico and the Caribbean
All countries of the world EXCEPT:
Anguilla, Antigua and Barbuda, Aruba, Bahamas, Barbados, Bermuda, Bonaire, St Eustatius and Saba, Canada, Caribbean Islands, Cayman Islands, Cuba, Curaçao, Dominica, Dominican Republic, Grenada, Guadeloupe, Haiti, Jamaica, Martinique, Mexico, Montserrat, Netherlands Antilles, Puerto Rico, St Barthelemy / St Barts, St Croix, St Kitts and Nevis, St Lucia, St Maarten/St Martin, St Thomas, St Vincent and the Grenadines, Trinidad and Tobago, Turks and Caicos Islands, the United States of America, Virgin Islands (UK), Virgin Islands (US).

Worldwide including USA, Canada, Mexico and the Caribbean
All countries of the world.

Note:No cover is provided for any trip in, to, or through Afghanistan, Iran, Iraq, Liberia, North Korea, South Sudan, Sudan, Syria Russia or Ukraine or any country listed where the FCDO advise against travel.

Where will you be travelling?

Tell us where you're travelling to?

What type of trip are you taking?

Going on a ski trip?

Going on a cruise?

Single Trip and Backpacker policies
Fill in your start and end date. Your start date may well be far into the future, but you’ll be covered for cancellation from the date you purchase the policy. Please note that your policy automatically extends to provide cover if anyone named on the policy is unable to return home due to injury, illness or a public transport delay.

When are you travelling?

Annual Multi-Trip policies
Your cover start date is different to the start date of your first trip. It is important that you buy your annual multi-trip in advance of travelling even if your first trip is still far away, so today’s date is a good date to choose if you’ve already booked your holiday. This is to ensure you are covered for cancellation should your trip be cancelled before it starts.

Cancellation cover will only apply from the policy start date

Your Traveller Details

One person - An individual who is 18 years of age or over.

Couple - You and your spouse, including a civil partner or co-habitee

Family - You, your spouse (including civil partner or co-habitee) and up to 5 of your children aged 17 years and under (age at time of purchase). Cover is provided for single parent families and up to 5 of your children aged 17 years and under. In this description, 'children' includes children, step-children, adopted children, foster children and grandchildren.

Group - A group of individuals travelling together, who may not be related. A group can be up to 7 people.

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Medical Declarations

Medical Declaration

Pre-Existing Medical Conditions are defined below. If you or anyone to be insured under the policy would answer ‘yes’ to any of the 3 questions below, then you must declare the relevant conditions at the time of policy purchase along with any changes in the condition or development of new conditions which would fall under this definition that occur between policy purchase and prior to departing on a trip:

  1. Have you been diagnosed with or received treatment for any cancerous, respiratory, heart or blood circulatory conditions (including problems with blood flow, including strokes, high blood pressure and cholesterol) in the 5 years prior to purchase of the policy and at any time between purchasing the policy and departing on your trip.
  2. Have you been diagnosed with or received treatment for any psychological conditions such as stress, anxiety or depression or psychiatric conditions such as eating disorders, drug or alcohol abuse or mental instability in the 5 years prior to purchase of the policy and at any time between purchasing the policy and departing on your trip.
  3. Have you had any medical condition for which you have attended a medical practitioner’s surgery, clinic or hospital; been prescribed medication; or received treatment, in the two years prior to booking the policy, and at any time between purchasing the policy and departing on your trip.

In addition to the above, there are medical circumstances and conditions that cannot be considered for cover and are excluded by the policy:

  1. any medical condition or set of symptoms for which you have currently been put on a waiting list for treatment or investigation; or awaiting test results; or for which a diagnosis has not yet been made; or for which you have been given a terminal prognosis;
  2. any medical condition or set of symptoms in respect of which a medical practitioner has (or would have advised you had you sought their advice) not to travel, but despite which you still travel;
  3. any medical condition or set of symptoms for which you are travelling to obtain treatment;
  4. any medical condition or set of symptoms for which you are not taking the recommended treatment or prescribed medication as directed by a medical practitioner;
  5. your travel against any health requirements stipulated by the carrier, their handling agents or any other public transport provider.

Cover for pre-existing medical conditions of any non-travelling relatives, colleagues, persons travelling with you but not insured by us, or people with whom you plan to stay on your trip are generally excluded under this policy. Please see the policy wording for full details.

Do you have any pre-existing medical conditions to declare?

Promotional Code

If you have a discount or promotional code, please enter it here:

Eligibility Conditions

By clicking the 'I Agree' box you are confirming that you have read, understand and meet our eligibility conditions:

  • You must not be travelling against the latest FCDO advice.
  • You are 18 years of age or over at the date of buying the policy.
  • You and all persons to be insured have an address in the UK, the Channel Islands (excluding Guernsey) or the Isle of Man and have lived there for at least 6 of the last 12 months and haven’t started your trip yet.
  • You and all persons to be insured are registered with a GP in the part of the UK, the Channel Islands (excluding Guernsey) or the Isle of Man where you live.

Why choose A to Z?

  • 24/7 medical emergency helpline.
  • Winter Sports, Cruise, Wedding cover available for an additional premium.
  • Easy claims process.
  • Medical travel insurance cover to suit your needs.

Important Information

Contact Us

By email, by telephone or by post we're happy to help.

If you have a question about our products or your policy you may find the answer within our FAQs (Frequently Asked Questions) page.

Monday - Friday 9am-5pm

Call us
02921 684346

Email us
customerservice@atozinsurance.co.uk