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Travel Insurance

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Do you have a medical condition?

If you have any medical conditions at all, such as asthma, high blood pressure, depression or diabetes you must declare them to make sure your cover is valid.

Medical conditions information

A to Z Insurance will cover you for many medical conditions. However for some of the more complex conditions, to avoid being declined or paying high premiums, you may be best also checking out the Money helper directory which includes specialist insurers, or call 0800 138 7777.

Choose from three levels of cover

Below is a summary of some of the cover that is included as standard on our single trip or Annual Multi-trip A to Z policies. Terms, conditions, exclusions and sub-limits may apply. Please check our policy wording for full details. Other optional extras can be added as you go through the website, including Cruise, Winter Sports, Golf, Wedding, Enhanced Gadget, Excess Waiver and Rental Vehicle Excess Waiver Cover.

Included in this cover Essential Standard Premium
Emergency medical and repatriation expenses £10m £15m £20m
Excess £100 £75 £50
Cancellation £1,500 £3,000 £5,000
Curtailment (cutting your trip short) £1,500 £3,000 £5,000
Personal possessions (baggage) £1,000 £2,000 £3,000
Personal money £500 £750 £1,000
Gadget damage, theft, loss N/A £750 £1,000
Personal accident
Missed departure £300 £1,000 £1,250
Missed connection £250 £750 £1,000
Personal liability £2m £2m £2m
Legal costs and expenses £25,000 £25,000 £25,000
Passport and other documents £150 £200 £250
Event tickets £150 £200 £250

Guides and Tips

Helpful tips on city breaks, UK travel insurance, GHIC, holiday checklist, travelling when pregnant & what to cover when doing sports & activities.