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Family Travel Insurance

Providing peace of mind wherever you want to travel!

  • 24 hour emergency medical support
  • Cancellation and curtailment covered as standard
  • Emergency medical cover abroad for Covid-19
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Do you have a medical condition?

If you have any medical conditions at all, such as asthma, high blood pressure, depression or diabetes you must declare them to make sure your cover is valid.

Medical conditions information

Whether you are taking the family on holiday to Florida or Disneyland Paris, make sure you have the right travel insurance in place to protect the ones you love.  At A to Z Insurance we have three cover levels to choose from and optional extras to help tailor your travel insurance policy to get you on your way. Our enhanced gadget cover will help protect all your iPads, cameras or laptops abroad. If you like an action packed holiday, make sure your sports and activities are covered with our enhanced package, if they are not included as standard.

Depending on how many times you travel abroad or in the UK each year it may be more cost effective to purchase an annual policy, which provides unlimited trips over a 12 month period. The whole family can be added onto the policy with one or two adults, as long as you all live at the same address and are under the age of 18. Children must be under the age of 18 or can be up to the age of 22 years whilst still in full-time education.

If you are only looking to travel only once in the next 12 months, then a single trip policy maybe more beneficial and always remember to select all the destinations you will be visiting on your trip.

Be sure to declare any medical conditions for each person named on the policy. Any medical conditions that are not declared will invalidate the policy, should you need to make a claim.

What will be covered on a family policy?

No matter where you are travelling to on your trip, you need to make sure you are covered before you travel. At A to Z Insurance, we’ll cover you for:

  • Medical expenses should you become ill or injure yourself on your trip.
  • Lost or stolen luggage.
  • Cancellation or curtailment of your trip, should you need to claim back any money for accommodation, transport or even if you cut short your trip.
  • Accident, liability and legal cover as every country in the world has different laws.
  • Personal money should you lose this whilst abroad and lots more!

At  A to Z Insurance we want you to be able to tailor your travel insurance policy depending on the type of trip you are taking and that’s why we offer optional extras for you to choose from such as:

  • Winter sports cover should you be taking a family skiing trip protect your winter sports equipment against loss, damage or theft up to £500.
  • Cruise cover will provide extra cover for missed ports, cabin confinement or missed excursions and include increased personal baggage cover up to £2,500.
  • Enhanced Gadget cover will increase your gadget cover limit with three levels to choose from to protect items such as tablets, digital cameras or smart watches.
  • Sports & Activities cover will increase the number of activities you can do that are not included as standard on your policy.
  • Excess waiver cover will remove the excess amount should you need to make a claim.

For full details on all the A to Z Insurance cover, limits and exclusions please read our policy wording.

Choose from three levels of cover

Below is a summary of some of the cover that is included as standard in A to Z policies. Terms, conditions, exclusions and sub-limits may apply. Please check our policy wording for full details. Other optional extras can be added as you go through the website, including Cruise, Winter Sports, Golf, Wedding, Enhanced Gadget, Excess Waiver and Rental Vehicle Excess Waiver Cover.

Included in this cover Essential Standard Premium
Emergency medical and repatriation expenses £10m £15m £20m
Excess £100 £75 £50
Cancellation £1,500 £3,000 £5,000
Curtailment (cutting your trip short) £1,500 £3,000 £5,000
Personal possessions (baggage) £1,000 £2,000 £3,000
Personal money £500 £750 £1,000
Gadget damage, theft, loss N/A £750 £1,000
Personal accident
Missed departure £300 £1,000 £1,250
Missed connection £250 £750 £1,000
Personal liability £2m £2m £2m
Legal costs and expenses £25,000 £25,000 £25,000
Passport and other documents £150 £200 £250
Event tickets £150 £200 £250

Why Choose A to Z Insurance?

Travel Insurance you can trust in your time of need.

Covid-19 Cover
Covid-19 cover
Great Value
Great Value
All Ages Considered
All ages considered<
Medical Conditions
Medical Conditions
24/7 Excellent Claims Service
Excellent Claim Service

Please check your policy wording for full details and any exclusions.​

Guides and Tips

Helpful tips on city breaks, UK travel insurance, GHIC, holiday checklist, travelling when pregnant & what to cover when doing sports & activities.