Ensuring you’re covered for issues relating to medical conditions whilst on holiday.
Covering your medical conditions can be confusing and sometimes it's hard to find the right policy that meets your needs. At A to Z Insurance, we want you to have peace of mind from start to finish, so you can enjoy that well deserved holiday or trip of a lifetime.
When buying your travel insurance policy for you or your family, always remember to declare all your medical conditions such as asthma, high blood pressure, diabetes, arthritis, allergies, or chronic illnesses including cancer. By not declaring a condition truthfully, this may void your policy should you need to make a claim before or during your holiday and could leave you with a hefty medical expenses bill whilst abroad. Our quote journey will help you identify what medical conditions need to be declared.
When searching for an insurance policy to cover your medical conditions, you will be asked a series of questions which will ensure your medical conditions are covered should you need to make a claim. In some scenarios you may struggle to get affordable cover or are declined after declaring medical conditions, in this instance please try the medical helper service provided by Money and Pensions Service or call 0800 138 7777.
Here are A to Z Insurance’s top tips to remember when buying your medical travel insurance policy:
Below is a summary of some of the cover that is included as standard on A to Z policies. Terms, conditions, exclusions and sub-limits may apply. Please check our policy wording for full details. Other optional extras can be added as you go through the website, including Cruise, Winter Sports, Golf, Wedding, Enhanced Gadget, Excess Waiver and Rental Vehicle Excess Waiver Cover.
Included in this cover | Essential | Standard | Premium |
Emergency medical and repatriation expenses | £10m | £15m | £20m |
Excess | £100 | £75 | £50 |
Cancellation | £1,500 | £3,000 | £5,000 |
Curtailment (cutting your trip short) | £1,500 | £3,000 | £5,000 |
Personal possessions (baggage) | £1,000 | £2,000 | £3,000 |
Personal money | £500 | £750 | £1,000 |
Gadget damage, theft, loss | N/A | £750 | £1,000 |
Personal accident | |||
Missed departure | £300 | £1,000 | £1,250 |
Missed connection | £250 | £750 | £1,000 |
Personal liability | £2m | £2m | £2m |
Legal costs and expenses | £25,000 | £25,000 | £25,000 |
Passport and other documents | £150 | £200 | £250 |
Event tickets | £150 | £200 | £250 |
Travel Insurance you can trust in your time of need.
Please check your policy wording for full details and any exclusions.
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