Over 65s

Do you have a medical condition?

If you have any medical conditions at all, such as asthma, high blood pressure, depression or diabetes you must declare them to make sure your cover is valid.

Medical conditions information

Medical Conditions Quote

Those of us over 65 are often in the prime of our lives with disposable income and more time to enjoy travelling. The world should be your oyster and we want to help by providing you with affordable travel insurance cover. Our age limits are:

No age limit on single trip policies.
Annual multi-trips up to 75.
Winter sports cover up to 64.

What will your policy cover you for?

No matter where you are travelling to on your trip, you need to make sure you are covered before you travel. At A to Z Insurance, we’ll cover you for:

Medical expenses should you become ill or injure yourself on your trip.
Lost or stolen luggage.
Cancellation or curtailment of your trip, should you need to claim back any money for accommodation, transport or even if you cut short your trip.
Accident, liability and legal cover as every country in the world has different laws.
Personal money should you lose this whilst abroad.

At A to Z Insurance we want you to be able to tailor your travel insurance policy depending on the type of trip you are taking and that’s why we offer optional extras for you to choose from such as:

Cruise cover will provide extra cover for missed ports, cabin confinement or missed excursions and include increased personal baggage cover up to £2,500.
Gadget cover is covered automatically on our Standard and Premium policies. However, you have the option to add gadget cover to Essential or increase the cover on Standard and Premium to safeguard your technology, such as phones, laptops, tablets, and smartwatches, from loss, theft, and damage.
Sports & Activities cover will increase the number of activities you can do that are not included as standard on your policy.
Excess waiver cover will remove the excess amount should you need to make a claim.

Please declare any medical conditions to ensure you’re covered should you have any medical issues on holiday connected to, impacted by or caused by those conditions whilst on holiday. If you struggle to get affordable cover or are declined after declaring medical conditions, please try the medical help directory or call 0800 138 7777.

Please check the policy wording for full details of terms, conditions and exclusions.

Choose from three levels of cover

Below is a summary of some of the cover that is included as standard in A to Z policies. Terms, conditions, exclusions and sub-limits may apply. Please check our policy wording for full details. Other optional extras can be added as you go through the website, including Cruise, Golf, Wedding, Enhanced Gadget, Excess Waiver and Rental Vehicle Excess Waiver Cover.

Included in this cover	Essential	Standard	Premium
Emergency medical and repatriation expenses	£10m	£15m	£20m
Excess	£100	£75	£50
Cancellation	£1,500	£3,000	£5,000
Curtailment (cutting your trip short)	£1,500	£3,000	£5,000
Personal possessions (baggage)	£1,000	£2,000	£3,000
Personal money	£500	£750	£1,000
Gadget damage, theft, loss	N/A	£750	£1,000
Personal accident
Missed departure	£300	£1,000	£1,250
Missed connection	£250	£750	£1,000
Personal liability	£2m	£2m	£2m
Legal costs and expenses	£25,000	£25,000	£25,000
Passport and other documents	£150	£200	£250
Event tickets	£150	£200	£250